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SCSC > Insurance and Related Information > Life Insurance

RESOURCES

Contacts:
Larry IntVeld, Cell 651-226-4365, Fax 651-483-2598
Lisa Litke, Ph. 507-389-6999, Fax 507-389-1772
Les Martisko, Ph.D. Ph. 507-389-1881, Fax 507-389-1772

LIFE INSURANCE

SCSC's Life Insurance partner, National Insurance Services (NIS) is a specialist in public sector employee benefits since 1969. NIS will help ensure that your negotiated Life Insurance promises are precisely matched in your insurance policy.

Flexible Plan Features

  • Customized retiree coverage
  • Optional age-reduction schedule (Benefits are not required to reduce based on age.)
  • Lifetime Waiver of Premium (Life Insurance coverage, at no cost, for the duration of a disabled employee's life.)
  • Eligibility below 20 hours per week

Optional Plan Enhancements

  • Accidental Death & Dismemberment Insurance (Add-on benefit that pays additional benefits if loss of life or limbs are a result of a covered accident.)
  • Accelerated Life Benefit (Within plan parameters, a partial benefit is paid while living when diagnosed with a terminal illness.)
  • Paid-Up Life
    (Retiring employees can retain a portion of their benefit. A vesting schedule helps you with employee retention.).
  • Supplemental and Spouse/Dependent employee-paid plans
    ( When you have your core group plan with SCSC’s partner, NIS.)

Why use SCSC’s Partner, NIS instead of purchasing this product on your own?

Cooperation Pays
Cost of insurance rises as risk increases. Large groups have a lower price because risk is spread over more people. As a member of SCSC, you are a part of a larger group and can take advantage of rates that have been specially negotiated for SCSC members.

Policies Customized to Meet Your Specific Needs
Did you know that public sector insurance policies have little in common with the way commercial policies are written? What looks like a policy match may be a crisis waiting to happen. Since 1969, NIS's exclusive focus has been public sector business. NIS knows how to customize a solution, prevent claim issues and respond to your needs while respecting your budget.

World-Class Support
Your needs are met by the NIS service team which includes a Sales Rep, Inside Service Rep, Field Service Rep and Billing Rep. Annual measurement of NIS' written customer standards show an average customer retention rate of 96%, placing NIS into a world-class category as compared with the industry benchmark of 84%. In addition, third-party customer service surveys show that an average of 98.6% of NIS' clients would recommend us to other public sector organizations.

Request a Quote. Contact:
Karen Patraw
National Insurance Services
800.443.6011
kpatraw@nisbenefits.com

Insurance Carrier
Mutual of Omaha underwrites the majority of these policies. However, NIS works with a variety of carriers. Depending upon your plan design, NIS will shop your plan for the best quality and rate.

 

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Page modified: 1/19/10